EMVERTEX CREDIT Loan Services
We take pride in providing reliable financial solutions and exceptional services, with more than a decade of experience. Our commitment is to continue delivering these high standards.
If you’re considering a quick and responsible cash loan for the first time, we invite you to visit our branch or connect with our friendly agents, who will gladly guide you through every step and help you find the best financial solutions for your needs.
At EMVERTEX CREDIT, your satisfaction is our priority, and we look forward to empowering your financial journey!
Discover the Best Solutions for
Your Financial Needs
Business Loan
Our Business Loans provide entrepreneurs and companies with the funds to start, grow, or sustain their businesses.
These loans offer leverage for needs such as equipment purchases, facility expansion, hiring, or maintaining cash flow during slow periods. With flexible options like Term Loans, Working Capital Loans, and lines of credit, you can select the best solution to suit your needs.
Our competitive interest rates and structured repayment plans allow you to invest in long-term growth without immediate financial strain.
Personal Loan
Vacation Loan
Education Loan
Renovation Loan
Wedding Loan
Payday Loan
Our Business Loans provide entrepreneurs and companies with the funds to start, grow, or sustain their businesses.
These loans offer leverage for needs such as equipment purchases, facility expansion, hiring, or maintaining cash flow during slow periods. With flexible options like Term Loans, Working Capital Loans, and lines of credit, you can select the best solution to suit your needs.
Our competitive interest rates and structured repayment plans allow you to invest in long-term growth without immediate financial strain.
Our Personal Loan offers a practical solution for financial stability, helping you manage various needs, from consolidating high-interest debts like credit card balances into a single payment, to covering unexpected emergencies.
With manageable repayment terms and no collateral required, our Personal Loan is available to a wide range of borrowers, providing flexibility to cover daily expenses or large purchases without dipping into your savings.
Our Vacation Loan helps you fund your dream trips without straining your savings or disrupting your cash flow.
Whether it’s a quick getaway, an international adventure, or a long-awaited family gathering, our Vacation Loan provides upfront funds to cover travel, accommodations, and related expenses.
We offer affordable monthly payments, allowing you to manage your budget comfortably while enjoying your well-deserved vacation. With no collateral required, our Vacation Loan provides flexibility and peace of mind, letting you explore the world without financial worries.
Our Education Loan provides students with financial support to pursue higher education without the burden of upfront costs.
Whether for local or international studies, this loan covers tuition fees, books, accommodation, and other learning expenses. With low interest rates and flexible repayment plans, students can focus on their studies and begin repayments after graduation or upon securing employment.
Our Renovation Loan is designed to help homeowners upgrade their property without dipping into savings. Whether it’s remodeling rooms or making essential repairs, the Renovation Loan provides the necessary funds to transform your property.
With manageable, flexible repayment options and lower interest rates, you can confidently take on larger projects to turn your house into the home you’ve always dreamed of.
Our Wedding Loan provides financial support for couples to plan and host their dream wedding without compromising their vision.
Covering major expenses like venues, catering, photography, and honeymoon, our Wedding Loan offers fixed monthly installments and competitive interest rates, making it easier to manage costs and reduce financial strain during your special time.
Our Payday Loan offers short-term financial support to help you bridge the gap between paychecks.
It provides quick access to small amounts of cash for immediate expenses, such as medical bills, utilities, or unexpected repairs. With repayment due on your next payday, this loan is a convenient solution to manage financial shortfalls while avoiding late fees or overdraft charges.
Our Foreigner Loan is designed to address the unique financial needs of expatriates in Singapore.
It offers quick, accessible funding with fast approval, especially for those who may face challenges securing loans from traditional financial institutions. This loan provides financial support for relocation expenses, emergencies, or personal needs, all with flexible terms and competitive interest rates.
Borrowing Limits
Singapore Citizens or Permanent Residents:
- Annual income below $20,000: Borrow up to $3,000.
- Annual income of $20,000 or more: Borrow up to 6 times your monthly income.
*These limits are regulated by Singapore’s Ministry of Law to protect borrowers from excessive debt.
Singapore Citizens or Permanent Residents:
- Annual income below $10,000: Borrow up to $500.
- Annual income between $10,000 and $20,000: Borrow up to $3,000.
- Annual income of $20,000 or more: Borrow up to 6 times your monthly income.
*These limits are regulated by Singapore’s Ministry of Law to protect borrowers from excessive debt.
Eligible
To qualify for our personal loans at EMVERTEX CREDIT, you should meet the following requirements:
- You should be 21 years of age old and above
- You must be a citizen of Singapore with an NRIC, a
- Foreigner with an S-Pass/Employment Pass Holder, or
- A Permanent resident of Singapore
- Not an undischarged bankrupt, nor facing any
- Bankruptcy proceedings
*These limits are regulated by Singapore’s Ministry of Law to protect borrowers from excessive debt.
To qualify for our personal loans at EMVERTEX CREDIT, you should meet the following requirements:
- NRIC copies of the business directors
- Most recent ACRA printout
- Company Bank Statements for the last 3 to 6 months
- Company P&L Statements for the last 3 to 6 months
- Latest Income Tax Notice of Assessment (NOA) of the business directors
- Tenancy Agreement for the current business
*These limits are regulated by Singapore’s Ministry of Law to protect borrowers from excessive debt.
Empower your Financial Journey in 3 Easy Steps.
Quick account setup and submit your application.
01
Apply via our website
02
Receive our call
We will get in touch to verify the application and discuss the best lending plans for you.
03
Get your funds
Your Financial Empowerment, Always Within Reach
Reach out for more details
Frequently Asked Questions
Got more questions? EMVERTEX support is here to help.
-
200 Jalan Sultan, #02-33,
Textile Centre Singapore 199018 - (65) 6291 6868
- [email protected]
- Monday to Saturday 11am to 7pm (Closed on Sunday and Public Holidays)
A loan agreement is a legal contract between you and the moneylender. It should clearly state:
– Loan Amount
– Interest Rates and Fees
– Repayment Schedule and Plans
– Any Penalties for Late or Missed Payments
Please ensure to carefully read and understand any loan agreement before signing.
EMVERTEX CREDIT offer various types of loans such as Personal Loans, Business Loans, Payday Loans, Foreigner Loans, and a handful of other loan types. Each type of loan will have a specific eligibility requirements and terms that you can find out in more details on our Loan pages,