Do you have your eyes set on a new car but you do not have the means or enough finance to purchase it? It’s understandable. After all, buying a car in Singapore usually requires financing, and that is why we, at EMVertex Credit, are here to make things easy for you. The process of getting a car loan to make your dream car yours does not have to be an intimidating process. It’s now even more affordable to own your dream car with EMVertex Credit car loans in Singapore.

Eligibility Criteria

  • Age 21 and above
  • Singaporeans, Singapore PRs and foreigners
  • For applicants who purchase new cars from car distributors / parallel importers

Documents for Singaporeans & Singapore PRs

  • A copy of NRIC (front and back)
  • A copy of Credit Report (you can make purchase from
  • A copy of latest Income Tax Notice of Assessment (NOA)
  • A copy of latest 2 year Income Tax Notice of Assessment(NOA) for self-employed
  • A copy of latest 12 months CPF Contribution Statement

Documents for Foreigners

  • A copy of Passport
  • A copy of Employment Pass
  • A copy of Latest 12 months payslip

Any of the following documents

  • Latest Utility bills (electricity, water, refuse collection), rates or tax bills
  • Latest Bank or Credit Card statements (including e-statement)
  • A copy of Rental Agreements showing your address
  • Latest Mobile phone statements / pay TV statements
  • Letter from Employer stating current address
  • Government issued documents stating address (e.g. IRAS, CPF, ICA)

Additional Documents of Proof

  • Sale and purchase agreements
  • Vehicle registration card / Log card
  • Application for Hire Purchase